Access the funds you need to fuel your business growth or cover short-term expenses. Our range of loan solutions caters to various circumstances.
Loans to help Scale your business.
Lines of Credit
Smooth out cash flow fluctuations and address seasonal revenue patterns. Our flexible working capital lines of credit offers quick financing for short-term expenses, such as payroll or operational costs.
Make significant investments in your business, whether purchasing equipment, expanding operations, or refinancing existing debt. With competitive interest rates and flexible repayment terms, our term loans empower you to grow intelligently and affordably.
Growing your business may require purchasing equipment. Equipment loans offer a smart choice when investing in long-lasting equipment. A lower cash outlay and set monthly payments means you preserve your cash and increase the predictability of your cash flow.
Our qualification process is simple and easy, making equipment loans an attractive solution for businesses looking to take their operations to the next level.
Opting for an Equipment Lease?
If your equipment needs require expensive upgrades every few years, or you are interested in maximizing the tax benefits of your capital investment, an equipment lease can be a smart choice.
The transportation industry is capital intensive the Scale Bank team has been there to provide suggestions and alternatives as we replace equipment to improve efficiency. Could not be where we are without them.Brent M. Coatney
CEO, Terminal Transport, Inc.
SBA Loans from
Whether your business is a startup or well-established, our onsite SBA Loan Specialists are here for you when you’re ready to invest in your business.
Our SBA Preferred Lender status benefits our borrowers by allowing us to process and approve your loans internally so we can close on your timeline. Whether you’re a startup or an established business, our onsite SBA Loan Specialists are here for you when you’re ready to invest in your business.
Commercial Real Estate Loan Solutions
Real estate expertise that you can trust
When you need to grow your business physically, we’re here to help. Our experts know the ins and outs of real estate investment, and can help you find the best commercial real estate financing solution for your business. We get to know you and your vision for the future in order to help your expansion dreams become an affordable reality. Plus we have a proven track record and get things done quickly.
A process designed with you in mind
As an extremely well-capitalized, local Minnesota-based bank, we offer competitive pricing, flexible terms and a simple process for our small to mid-sized clients, whether it’s for purchasing a new property, refinancing an existing property, or supporting other forms of expansion. Our dedicated team will look beyond the initial transaction, laying the groundwork to help support your future success as well.
Our Personal Loan solutions include:
Home Equity Loans
Home equity loans are often an excellent choice due to possible tax benefits.* Scale Bank offers both home equity term loans and home equity lines of credit.
*Consult your tax advisor for specific tax advice.
Personal Line of Credit
A line of credit offers the convenience of simply writing a check to have funds advanced.
Ready Reserve Overdraft Protection
We can arrange to have your credit line automatically advanced to cover overdrafts to your Scale checking account.
Explore our Specialty Funding Solutions.
Working Capital Lines of Credit, Equipment Finance Loans, Commercial Real Estate Loans, SBA Loans, and Business Transition Loans. The line-up is as varied as your business needs.
Brush up on industry trends and build your skillset to do more.
Fidelity Bank announces new name and launch of rebrand Media Contact: Name: Katy SullivanPhone: 612-201-5993Email: email@example.com Minneapolis, MN / September 19, 2023 – Fidelity Bank, a privately held, diversified commercial…
How a working capital line of credit can help when funds are tight All businesses experience occasions when cash flow can be tight. Accessing a business line of credit (also called…
Although an increasing number of economists are predicting the US will not enter a recession, it won’t be until 2024 before anyone can be sure of it. Regardless, the current markets still…
Financial fraud is an ongoing threat to small companies that can occur internally or outside the organization. In a world driven by technology and software, scammers and fraudsters use various…
In today’s market, it’s important for a business owner to maximize their potential with wise financial choices to achieve growth. For many businesses, this growth may depend on equipment –…
What is an SBA Loan, and How Can It Help Your Business? A Small Business Administration Loan, or SBA Loan, can be a great solution for businesses who may need…
In this brief video, Todd Williams, the President of Fidelity Bank, shares insights on the dynamic nature of business and banking. As the world undergoes constant change, companies are compelled…
Fidelity Bank is your partner in fraud prevention. The article was written by: Chris Funk Ransomware attacks and phishing attempts make the headlines regarding fraud, but greater public awareness of…