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Terms of Use


No Warranties

The information contained in this website is provided “as is” without warranty of any kind, expressed or implied, including without limitation, any warranty of accuracy, adequacy or completeness of the information and materials, title, non-infringement of third-party rights, fitness for a particular purpose, and freedom from computer viruses.

Use of Website

This website has been established by Scale Bank for the sole purpose of conveying information about our products and services and to allow communication between the bank and its clients. It is not intended to provide specific legal, accounting, financial or tax advice for any person and should not be relied upon in that manner. The products and services referred to in the website are offered by Scale Bank. If you need specific details about any information contained on this website, please contact a bank representative. The products and services and the applicable terms and conditions may change at any time.

No part of this information may be copied, displayed, redistributed, reproduced, downloaded, licensed, published, sold, or transmitted without the prior written consent of Scale Bank. You may not frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout, or form) of without express written permission of Scale Bank.

Limitation of Liability

In no event will Scale Bank be liable to you and/or any third party for any damages, losses or expenses, including without limitation, direct or indirect, special, incidental or consequential damages arising in connection with this website or use thereof or inability to use by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus, line or system failure, even if Scale Bank is notified of the possibility of such damages.

You agree to defend, indemnify, and hold harmless Scale Bank and its respective directors, officers, employees, and agents from and against all claims and expenses, including attorney’s fees, arising out of your violation of these Terms of Use or misuse of the service or this site, including such violation or misuses conducted by your employee or agent, if applicable.


You are responsible for keeping your banking information confidential. You are responsible for inputting and entering correct information and for notifying us about lost or stolen information or suspected fraudulent activity. Except as otherwise provided by law, we are not responsible for your errors or negligent use of any services provided by this website and will not be responsible for or cover losses due to:

  • Misuse of any services;
  • Input errors;
  • Unauthorized access to your account(s) resulting from your negligence, such as sharing your password, writing down your password, or entering your password when others may see you;
  • Leaving your computer unattended while transacting online banking;
  • Failure to report unauthorized account access within two business days from the date it became known to you; and
  • Viruses. Viruses cannot get into your computer unless you let them by downloading programs, opening e-mails or attachments, or sharing diskettes. There are numerous virus protection programs available commercially to help you reduce, but not eliminate, this risk. We encourage our clients to routinelyscan their computers and diskettes using a reliable virus detection product to identify and remove any viruses.

Illegal Use

Unauthorized use of this website and systems including but not limited to unauthorized entry into our Online Banking system, internal network, misuse of passwords, or misuse of any information posted on our website is strictly prohibited.

Scale Bank maintains this website to provide you with information about our products and services. For your convenience, we may also provide links to various third parties’ websites that may be of interest to you or for educational purposes. Scale Bank does not control linked third-party sites and the existence of any such link does not constitute an endorsement by the bank. When you click on links to third party sites, you will leave our website and will be redirected to another site. USERS ASSUME ALL RESPONSIBILITY AND RISK WHEN THEY GO TO OTHER SITES VIA LINKS FROM OUR WEBSITE. Scale Bank hereby disclaims liability for any other company’s website content, products, privacy policies, or security. The content on linked sites may change without notice.


Images of people or places displayed on this website are either the property of, or used with permission by Scale Bank. The use of these images by you, or anyone else authorized by you, is prohibited. Any unauthorized use of the images may violate copyright laws, trademark laws, the laws of privacy and public, and communications regulations and statutes.


E-mail messages that you send to Scale Bank may not be secure. We recommend that you do not send any confidential information to us by e-mail. If you choose to send any confidential information to us via a general or public e-mail system, you accept the risk that a third party may intercept this information. If confidential information is to be transmitted by e-mail, only 1) use the secure e-mail service provided within our Online Banking system, or 2) contact us by telephone.

Users are prohibited from e-mailing, submitting, or posting content that is, in Scale Bank’s sole discretion, deemed to be obscene, threatening, defamatory, invasion of privacy, infringing of intellectual property rights, or otherwise injurious to third parties or objectionable, including but not limited to political campaigning, commercial solicitation, chain letters, mass mailings, and/or any other form of “spam.” You are prohibited from introducing any content to this site that may contain software viruses. You may not use a false e-mail address, impersonate any person or entity, or otherwise mislead Scale Bank as to the origin of e-mail or other content. We reserve the right to delete any user content that is considered undesirable.

Revision of Terms

Scale Bank may at any time revise these Terms of Use by updating this posting. You are bound by any such revisions and should, therefore, periodically visit this page to review the current Terms of Use to which you are bound.

This agreement and the use of this website are governed by the laws of the State of Minnesota. You agree and consent to the exclusive jurisdiction and venue of courts in Minnesota, in all disputes arising out of or relating to the use of Scale Bank’s website.

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