Loans to help Scale your business.
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Access the funds you need to fuel your business growth or cover short-term expenses. Our range of loan solutions caters to various circumstances.
Lines of Credit
Smooth out cash flow fluctuations and address seasonal revenue patterns. Our flexible working capital lines of credit offers quick financing for short-term expenses, such as payroll or operational costs.
Term Loans
Make significant investments in your business, whether purchasing equipment, expanding operations, or refinancing existing debt. With competitive interest rates and flexible repayment terms, our term loans empower you to grow intelligently and affordably.
Equipment
Growing your business may require purchasing equipment. Equipment loans offer a smart choice when investing in long-lasting equipment. A lower cash outlay and set monthly payments means you preserve your cash and increase the predictability of your cash flow.
Our qualification process is simple and easy, making equipment loans an attractive solution for businesses looking to take their operations to the next level.
Opting for an equipment lease?
If your equipment needs require expensive upgrades every few years, or you are interested in maximizing the tax benefits of your capital investment, an equipment lease can be a smart choice.
The transportation industry is capital intensive the Scale Bank team has been there to provide suggestions and alternatives as we replace equipment to improve efficiency. Could not be where we are without them.
Brent M. Coatney
Terminal Transport, Inc. in St. Paul, Minnesota
SBA loans from Scale Bank.
Whether your business is a startup or well-established, our onsite SBA Loan Specialists are here for you when you’re ready to invest in your business.
Our SBA Preferred Lender status benefits our borrowers by allowing us to process and approve your loans internally so we can close on your timeline. Whether you’re a startup or an established business, our onsite SBA Loan Specialists are here for you when you’re ready to invest in your business.
Commercial real estate loan solutions.
Real estate expertise that you can trust
When you need to grow your business, we’re here to help. One of the top lenders in the Minneapolis/St. Paul MN area, our experts know the ins and outs of local real estate investment, and can help you find the best commercial real estate financing solution for your business. We get to know you and your vision for the future in order to help your expansion dreams become an affordable reality. Plus, we have a proven track record and get things done quickly.
A process designed with you in mind
As an extremely well-capitalized, local Minnesota-based bank, we offer competitive pricing, flexible terms and a simple process for our small to mid-sized clients, whether it’s for purchasing a new property, refinancing an existing property, or supporting other forms of expansion. Our dedicated team will look beyond the initial transaction, laying the groundwork to help support your future success as well.
Personal loans at Scale.
Scale Bank lets you DO MORE in your personal life by offering secured and unsecured personal loans with terms that can be structured to fit your needs.
Home Equity Loans
Home equity loans are often an excellent choice due to possible tax benefits.* Scale Bank offers both home equity term loans and home equity lines of credit.
*Consult your tax advisor for specific tax advice.
Personal Line of Credit
A line of credit offers the convenience of simply writing a check to have funds advanced.
Ready Reserve Overdraft Protection
We can arrange to have your credit line automatically advanced to cover overdrafts to your Scale checking account.
Scale Resources
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