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Do More Growing.

Preserve Your Cash Flow by Financing Equipment

Flexible financing for your business

Investing in new equipment is essential for growth, but it shouldn’t come at the cost of your cash flow. Scale Bank provides flexible financing solutions, allowing you to secure up to 100% financing and quick approvals without significant upfront costs. With affordable payment options and fast approvals, you can maintain liquidity while acquiring the equipment needed to stay competitive.

Get equipment financing through Scale Bank

Why Consider Financing Equipment

  • Lower Upfront Costs: Spread out the equipment cost over time, reducing your initial cash outlay.
  • Improve Cash Flow: Making monthly payments instead of a large upfront purchase allows you to better manage your cash flow and allocate funds to other business areas.
  • Tax Benefits: Interest and equipment costs can often be deducted as a business expense, potentially lowering your overall tax liability.
  • Flexible Terms: Financing often allows for tailored repayment options to fit your unique cash flow.
  • Preserving Credit Lines: Financing equipment can help preserve your existing credit lines for other business needs.

Scale Faster with a Pre-Approved Equipment Line

In today’s unpredictable environment, market volatility and equipment shortages can create obstacles to growth. A Capital Expenditure Line of Credit through Scale Bank eliminates uncertainty, ensuring you have the funding you need—exactly when you need it.

With pre-approved financing in place, you can act quickly to acquire equipment without the hassle of repeated applications and delays.

A CAPEX loan for Equipment Financing

Maximizing Tax Benefits and Bonus Depreciation with Equipment Financing

Immediate Expensing:
Sections 179 and 168k (bonus depreciation) allow businesses to fully deduct the cost of qualifying equipment in the year of purchase, improving cash flow and reducing taxable income.

End-of-Year Investment:
The provisions are especially valuable in Q4, encouraging businesses to acquire assets and reduce taxable income before year-end.

Tax Savings for Profitability:
Profitable businesses can use Section 179 to lower tax liability while investing in growth, optimizing both financial and operational efficiency. Bonus depreciation is allowed without a business income limitation. 

Broad Asset Eligibility:
Qualified assets range from machinery to technology, making this benefit useful for businesses seeking expansion or upgrades.

Benefit from our experience

With over 50 years of experience, Scale Bank offers fast, transparent equipment financing tailored to your business. Receive quick approvals, competitive rates, and flexible payment options to match your cash flow. We’re dedicated to understanding your goals and providing the right solutions for your business.

Taylor Lagieski

Let’s create a financing plan that supports your growth without disrupting your cash flow.

Interested in an Equipment Loan?

Click here for more info about equipment loans →

Do more with Scale Business Banking.

Working Capital Lines of Credit, Equipment Finance Loans, Commercial Real Estate Loans, SBA Loans, and Business Transition Loans. The line-up is as varied as your business needs.

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Contact a business expert today.